Compare Products

Whether your savings goals are short-term or long-term, we have a savings product that fits your needs.

0[1].gif
Products Product Features Accessing Your Money Compare Rates with Largest U.S. Banks
Product

Online Savings

 % Annual
Percentage
Yield (APY)

No minimum deposit to open

 

SAV
Product Features
  • No minimum deposit to open
  • Maximum customer deposit limits apply
  • Multiple ways to access your money
  • Interest compounded daily, paid monthly
  • Rate is variable and may change after the Account is opened
  • Six withdrawal limit per statement cycle
  • FDIC insurance up to the maximum allowed by law
  • Named the "Best Stand-Alone Account for Savings" — MONEY® Magazine 'Best Banks' 2016*
  • Named one of the "Best Deals in Online Banking 2016 — Hassle-Free Savings," Kiplinger's Personal Finance 'The Best List' 2016*
*From MONEY Magazine, November 2016 ©2016 Time Inc. Used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, Licensee. MONEY is a registered trademark of Time Inc. and is used under license. From Kiplinger’s Personal Finance, December 2016 ©2016 The Kiplinger Washington Editors. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution or retransmission of this content without express permission is prohibited.
Accessing Your Money
  • Transfer funds between your GS Bank Accounts and external bank accounts linked in Online Banking
  • 24/7 automated phone access for account balances
  • $125,000 limit for online withdrawals per transaction. Please Call us to withdraw funds greater than $125,000 
  • Call us to make an outgoing wire transfer
Compare Rates with Largest U.S. Banks
APY

The comparison is limited to the largest U.S. banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Research Services, Calabasas, CA, informars.com, and reflect New York high yield savings rates for similar products offered at the select banks with a minimum balance of at least $2,500. Rates are only as accurate as the information reported by the banks.
Product

Certificates of Deposit

 % Annual
Percentage
Yield (APY)

60MCD

5 year term

 

Product Features
Accessing Your Money
  • Transfer funds between your GS Bank Accounts and external bank accounts linked in Online Banking
  • 24/7 automated phone access for account balances
  • Call us to make an outgoing wire transfer
  • Choose your monthly interest disbursement. The interest you earn on your CD will be added to the principal balance of your CD. If you’d prefer, you can transfer the monthly interest earned to your GS Bank Savings Account or to one of your linked external bank accounts. You also have the option to withdraw penalty free any interest credited to your account at any time during the term of the CD. Please Call us to set up interest disbursement.  
  • Upon maturity, you can Call us to withdraw funds from your GS Bank CD Account. You can transfer to another GS Bank Account or to your external bank accounts linked in Online Banking
  • Early withdrawal penalties will apply if you choose to withdraw funds prior to maturity
Compare Rates with Largest U.S. Banks
APY

The comparison is limited to the largest U.S. banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Research Services, Calabasas, CA, informars.com, and reflect New York certificate of deposit rates for similar products offered at the select banks with a minimum balance of at least $2,500. Rates are only as accurate as the information reported by the banks.